eStatement Notifications

May 2025 Statement Notification

Online Statements are available through eBranch and our Mobile App. Log in and select eDocuments under the Accounts tab. You will have the ability to review your most recent statement and up to the previous 24 periodic statements. Avoid delays in paper statement delivery and sign up for eStatements today!

Budgeting for the Summer: The 50/30/20 Rule

50/30/20. Stacks of gold coins

The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that’s easy and effective. It offers guidelines for enjoying your income while putting savings on autopilot.

The beauty of the rule is its simplicity. We humans are imperfect, and one of our greatest weaknesses is our tendency to bail when things get complicated or stressful. Sophisticated budgeting systems are complicated and stressful. Budgeting is something you must do your entire life. Find a way to simplify it.

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Take Control of Your Financial Health

dream big. score high. all the tools to launch your credit score, person on a plateau in front of a mountain looking at their phone.

As a member of APL FCU, we want to provide you with all the resources you need to take control of your financial health. Members who have not previously enrolled in our Credit Score & Report service will be able to see their credit score within digital banking. Access all of the resources within Credit Score for Free – without impacting your Credit Score.

If you wish to opt-out of this free service, you can do so at any time. While accepting the new disclosure within your online banking, under Section XII: Free Credit Score & Report, click the link to opt out. If you’ve already accepted the disclosure, visit the Credit Score dashboard, select “Resources” and “Edit Profile”. You will find the deactivate link at the bottom of that page. Additionally, you can opt back into Credit Score at any time for free.

Learn More About Free Credit Score & Report 

Important Update to Funds Availability

Starting July 1, 2025, changes to Regulation CC (Reg CC) will go into effect, adjusting the dollar amounts related to when your deposited funds are available. These changes, required every five years under federal law, reflect inflation adjustments by the Consumer Financial Protection Bureau (CFPB) and the Federal Reserve.

What’s Changing?

  • Check Deposits: The first $275 will be available the next business day. The remainder will be available the following business day.
    Example: Deposit $700 on Monday > $275 available Tuesday > $425 available Wednesday.
  • Cash Withdrawals: Up to $275 from your deposit may be withdrawn the same day.
  • Large Check Deposits: For check deposits over $6,725, the amount above may take up to 9 business days to clear.
  • Electronic Deposits: Direct deposits and wire transfers remain available the next business day.
Additional information is available on the NCUA website. 
Thursday, June 19th Juneteenth Closed