Monthly News

Our Monthly Electronic Newsletter, On the List, is sent to all members each month with Helpful Hints, Credit Union updates and Community Initiatives.


February 2024

CU Rewards - 1.5% Cash Back and No Annual Fee

With our new Rewards Visa® Credit Card you can earn points 50% faster. Our Rewards cardholders now earn 1.5 points for every $1 spent on eligible purchases*, plus additional points for shopping at participating retailers. And unlike many other rewards card programs, we don’t charge an annual fee. 

For complete details, including current rate information, visit the Card Options page under the Borrow tab at You may also apply for an APL FCU Rewards Visa Card directly within online or mobile banking. 

*During each cycle period, the total of your eligible purchases is rounded up or down to the nearest dollar. You’ll then receive 1.5 points per dollar spent. Eligible purchases include online and in-person purchases made on your Rewards Card at national and local retailers. Cash advances, balance transfers and cash equivalent transactions do not earn points.

Exclusive TurboTax Member Discount - Just for You!

This tax season you can now get the biggest savings on TurboTax and expert tax help. Plus, as a credit union member, you can enter for a chance to win $10,000 in the Love My Credit Union® Rewards Tax Time Sweepstakes.

TurboTax: Get additional savings of up to 20% on TurboTax federal products. Hand-off your taxes, get some help from experts, or file on your own – with TurboTax, America’s #1 tax preparation provider.

Love My Credit Union Rewards Tax Time Sweepstakes: Plus, as a credit union member, you can enter the Love My Credit Union Rewards Tax Time Sweepstakes for a chance to win monthly prizes and the $10,000 grand prize.

Visit to get started with TurboTax today! Offer details and disclaimers are available at

Spoofing Alert

There has been an increase in incidents of fraudsters spoofing the websites of financial institutions. Unsuspecting consumers then enter their login information on the fake site, which gives the fraudsters access to their credentials.

To ensure you are reaching our secured site, you can type our address directly in your web browser or use our mobile app. If you are concerned that you may have used your password on a fraudulent site, please update your digital banking password to ensure the safety of your account (Tools-> Settings -> Security). If you have any questions or concerns, please contact us at

Added Security within Digital Banking

With fraud cases on the rise, we want you to be aware that the new site has much more robust security measures in place to prevent fraud, including account takeover prevention and behavioral analytic services. In addition, there are some stricter settings available to members who want to create added layers of security. 

When you log into the new platform, under the Tools tab, click on Settings and then Security to access these additional security features. You will have the option to always require Two-Factor Authentication at each login, which will prompt an email code, text message code, or phone call verification before you can log into your account. You may also use a Two-Factor Authentication App such as Google Authenticator, Authy, or Duo.

Remember, APL FCU will never e-mail, call or text you asking for your account information. If you are in doubt about any incoming calls, hang up the phone and call us. It is better to be safe than to give out any account or personal information. 


Do you know someone who lives, works or attends school in Howard County that is looking for a better banking solution?

Did you know your family members - even the ones that don't live or work in Howard County - are also eligible to join?

Help us spread the word about APL FCU membership


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