24 Months for 4.25% APY* !
Our Certificates offer a safe and reliable way to get guaranteed returns, helping to maximize your money.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Not a Member? Join Today!
As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
Financial Education with Banzai!
In-depth lessons and resources to help you dive into the financial topics you care most about.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Routing Number #255077998
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Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Enjoy Greenlight’s money app and debit card for free.* Join 6+ million parents and kids learning to earn, save, and spend wisely — together.
Your everyday purchases can help you reach your goals and make a difference. Thanks to our new RoundUp Center and Giving Center, doing good for yourself or others has never been easier.
We were named the Best Bank/Credit Union in The Baltimore Sun’s “Best of Howard County” poll – for the 9th straight year! In addition, we were also named the Best Mortgage Lender for the second year.
Enjoy the lower rate of an ARM with some of the stability of a fixed-rate mortgage.
Whether you’re saving or borrowing, we offer competitive rates to help secure your financial goals.
Howard County’s Community
Credit Union
As a not-for-profit credit union, we put our members first and strive to improve lives and make a positive impact in the community. Join today and experience the difference of banking with APL Federal Credit Union.
Lowest fees in town
Great Rates
Lots of Free Services
Winner of Best of Howard
*The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
APL Federal Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their APL Federal Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms at greenlight.com/promotionsgeneralterms for details. Offer ends 9/25/2028. Offer subject to change and partner participation.
Card images shown are illustrative and may vary from the card you receive.
** APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates effective as of 10.20.2026 and are subject to change without notice.
