 
						
					12 Months for 4.07% APY* !
Our Certificates of Deposit (CDs) offer a safe and reliable way to get guaranteed returns, helping to maximize your money.
 
						
					Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
 
						
					Not a Member? Join Today!
As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
 
						
					Financial Education with Banzai!
In-depth lessons and resources to help you dive into the financial topics you care most about.
 
				
				Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
 
				
				Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
 
						
					12 Months for 4.07% APY* !
Our Certificates of Deposit (CDs) offer a safe and reliable way to get guaranteed returns, helping to maximize your money.
 
						
					Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
 
						
					Not a Member? Join Today!
As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
 
						
					Financial Education with Banzai!
In-depth lessons and resources to help you dive into the financial topics you care most about.
Routing Number #255077998
 
				
				Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.

With more than 33,000 ATMs, CO-OP ATM Network provides APL FCU members with surcharge-free access to their money.
That’s more than most of the biggest banks. And it includes selected locations where you shop, like 7-Eleven, Circle K, Costco, Publix, Dunkin Donuts, and many regional convenience store locations.
The CO-OP Locator app from CO-OP Financial Services makes it easy for smartphone users to locate any of over 33,000 surcharge-free CO-OP ATMs.
The CO-OP Locator is available for download on Google Play and iTunes stores.
If you are currently an APL FCU member, please sign into Digital Banking to open new accounts and/or apply for a loan.