Fee Schedule

The vast majority of products and services at APL FCU are free for our members. From our no-annual-fee Visa® Credit or Debit cards to our Online and Mobile Banking, your credit union makes the benefits of membership apparent in as many ways as possible.

 

FREE services include the following:

  • Electronic Bill Pay*
  • Online Banking - balances, transfers, history, and export capacity
  • Totally FREE Checking - free checks with direct deposit
  • eStatements
  • Overdraft Protection
  • Telephone Banking - telephone inquiries and transfers
  • Notary Public
  • Medallion Signature Guarantees
  • Vehicle Shopping Services

However, there are instances when the Credit Union charges nominal fees to offset expenses. Those fees, most of which have not increased in over a decade, are as follows:

Checking Account Fees

Savings Overdraft Transfer

$ 5

Paid Check on Uncollected Funds

$28

Paid Check on Negative Balance

$28

Returned Item
(NSF)

$28

Returned Item
(Uncollected Funds)

$28

Stop Payment Fee

$ 15

Cancelled Check Copy
(Free through eBranch)

$ 1.50

Check Printing Order with Direct Deposit

FREE

Excess Withdrawal Transaction Fee
(Money Market account)

$10

ATM Fees

Point-of-Sale with ATM or Visa® Check Card

FREE

All Transactions at APL FCU Proprietary ATMs

FREE

Cash withdrawals at Allpoint ATMs

FREE

Non-Proprietary ATM Withdrawal

See Note

Balance Inquiry at Non-Proprietary ATM

$1

Note: While there is no APL FCU fee for cash withdrawals at other machines, most ATM owners surcharge for the use of their machines. In this case, APL FCU members may be charged a fee for transactions on ATMs outside of the Allpoint Network. APL FCU has no control over these charges.

Additional Services Fees

Subpoena Processing / Account Reconcilement
(per hour)

$20

Levy/Garnishment Processing
(per case)

$75

Statement Copy
(per page)

$0.50

Transaction Printout

$1

Returned Deposit or Loan Payment

$15

Copy of Deposit Item

$1.50

Remote Account Transfer
(incoming or outgoing)

$2

Remote Account Transfer
(Reject or NSF)

$28

Express Pay
(same-day electronic bill payment)

$9.95 

Express Pay
(overnight express check payment)

 $14.95

Domestic Wire Transfer
(eBranch form)

$10 

Foreign Wire Transfer
(eBranch form)

$40 

Foreign Wire Reject

$25

Money Orders

$1

Certified Check

$2

Official Check

$3

Official Check Copy

$5

Official Check Stop Payment
(Lost item only)

$15

Visa® Gift Card
(In Branch purchase $25 - $1,000)

$4.95

Visa® Gift Card
(On-line purchase $25 - $250)

$5.95

Safe Deposit Box
(Annual fee)

 

3" x 5"

$20

3" x 10"

$30

5" x 10"

$50

10" x 10"

$100

Foreign Currency Services

Contact Us

Foreign Currency Deposit

Contact Us

Miscellaneous Fees

Bad Address/Returned Mail Handling Fee
(per piece)

$3

Escheatment Fee
(per membership)

$50

Membership Inactivity Fee
(per month after 24 months of inactivity)

$5

Loan Late Fees
(or 5% of your minimum payment,
whichever is greater)

$5

Visa Late Fee
(or 5% of your minimum payment,
whichever is greater)

$5

Card Replacement Fee

$5

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