Fraud Alerts

APL FCU will never e-mail, call or text you asking for your account information. Members and non-members can report any suspicious activities by calling us at 443.778.5250.


Education and Training

Check out this invaluable resource about digital safety that covers everything from Online Shopping to Mobile Device Security. This information changes as new threats become mainstream. Come back often to revisit any issues.

Are You Cashing or Depositing a check for any of these reasons?

  • ITEMS SOLD on the internet
    • Is the amount of the check more than the item's selling price?
    • Is the check drawn on an account that is different from the person buying your item?
  • WINNING A LOTTERY you never entered
  • WORK-AT-HOME program
  • COMMISSION for accepting funds through your bank or other means

Have you been asked to:

  • RETURN some of the proceeds?
  • SEND some of the funds by wire or by Western Union?
  • SEND money overseas?
  • PAY MONEY to recover an inheritance?

Have you replied to an email requesting you to:

  • CONFIRM, UPDATE, OR PROVIDE your account information?
If you answered YES to any of the above, please inform an APL FCU Representative today.

Scam Examples

Equifax Data Breach

Equifax announced on September 7, 2017, a cybersecurity breach potentially impacting 143 million consumers.

"The information accessed primarily includes names, Social Security numbers, birth dates, addresses and, in some instances, driver's license numbers. In addition, credit card numbers for approximately 209,000 U.S. consumers, and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers, were accessed." from Equifax

Please visit the Equifax site to enroll in their complimentary identity theft protection. Credit file monitoring services and how to find out if your personal information may have been impacted are also available through Equifax's site.

We encourage you to monitor your card accounts using eBranch and Mobile Banking and notify us immediately if you notice anything suspicious. Be sure to register all Visa Credit and Debit cards on the Visa Purchase Alerts site to get real-time text or email notifications. Click Here for more info about Visa Purchase Alerts.

Employment Scam Targeting College Students

Beware: College students across the United States continue to be targeted in a common employment scam. Scammers advertise phony job opportunities on college employment websites, and/or students receive e-mails on their school accounts recruiting them for fictitious positions. This "employment" results in a financial loss for participating students.

Phishing Text Scam

There is a fake text message circulating a promotion for UGG Boots. Currently UGG does not contact customers via text messages regarding promotions and special sales and we will never do so without explicit permission. Should you receive such a text message, please disregard as it is most likely from a counterfeiter and part of a scam. DO NOT respond to this text or make any purchases regarding this text message.

Phishing Text Scam

APL FCU cardholders may receive a text message that states that their card has been deactivated. It also states that a restriction has been placed on the card and to call a stated number to re-activate it. This text message is not from APL FCU and is a phishing attempt. DO NOT respond to this text.

Remember, APL FCU will never e-mail, call or text you asking for your account information. If you are in doubt about any incoming calls, hang up the phone and call us. It is better to be safe than to give out any account or personal information.

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