24 Months for 4.25% APY* !
Our Certificates offer a safe and reliable way to get guaranteed returns, helping to maximize your money.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Not a Member? Join Today!
As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
Financial Education with Banzai!
In-depth lessons and resources to help you dive into the financial topics you care most about.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
24 Months for 4.25% APY* !
Our Certificates offer a safe and reliable way to get guaranteed returns, helping to maximize your money.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Not a Member? Join Today!
As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
Financial Education with Banzai!
In-depth lessons and resources to help you dive into the financial topics you care most about.
Routing Number #255077998
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Home | Greenlight
Enjoy Greenlight’s money app and debit card for free.* Join 6+ million parents and kids learning to earn, save, and spend wisely — together.
A debit card and money app for your child, powered by Greenlight — free with your APL FCU account (a $69 annual value).*
APL Federal Credit Union members can get Greenlight for free* right in the mobile app!
Greenlight accounts are established by a parent or guardian for their children.
Not an APL FCU member? Apply now.
From youth savings to teen checking to tools that help establish credit, APL FCU is here to guide your family every step of the way.Your subscription includes debit cards for up to 5 kids, spending notifications, chores, automated allowance, the financial literacy game Level Up, and more.
As an APL Federal Credit Union (APL FCU) member, your Greenlight subscription is free*.
If you’re an APL Federal Credit Union member, you can enroll in your free* Greenlight subscription directly through the APL FCU mobile app. Existing Greenlight customers can also switch their current account to a free* subscription within APL FCU mobile app.
Once you register, you can view your Greenlight account(s) in the APL FCU Mobile App. You’ll be able to view balances, send money quickly, view recent transactions, and check off chores. Some account management features — such as settings spending limits and adding new chores — require the dedicated Greenlight app.
Greenlight is designed for mobile, so you’ll need to use the APL FCU Mobile App on your phone to sign up rather than a desktop or laptop.
Greenlight is bigger than a debit card. It’s an all-in-one money and safety app for families to teach kids and teens to manage money, keep everyone safe, and protect senior loved ones.
As a Greenlight account holder, you can:
Kids and parents log in to the same Greenlight app but have two different experiences. Parents can send money, set flexible controls, and more. Kids learn how to manage their own money while staying safe and connected to the family.
Greenlight supports kids and adults of all ages. No minimum (or maximum) age here.
Greenlight Card Accounts are issued by Community Federal Savings Bank; member FDIC and the funds are FDIC-insured up to the applicable limits. Greenlight Card Accounts also come with fraud protection through Mastercard’s Zero Liability Protection Policy.
Greenlight also blocks unsafe spending categories, sends real-time transaction notifications, lets parents turn cards off at any time, and gives parents flexible ATM and spend controls.
Kids can request and receive money instantly from you right in their app. They can also use their pay link to receive money from friends and family — with your approval on every payment. First job? Set up direct deposit to get paid into their Greenlight account.
Yes! As soon as your child’s card has been activated, they can add their Greenlight card details to Apple Pay or Google Pay to tap and pay in an instant.
Subject to Apple Pay and Google Pay age requirements.
Your Greenlight cards should arrive within 7-10 business days with free standard shipping. Track your card’s shipping status right from your app.
Want your card sooner? Greenlight offers expedited shipping for $24.99. Request it by calling customer service within 12 hours of ordering your card or signing up.
Greenlight provides support for their app and debit card. For support, contact Greenlight directly by calling (888) 483-2645 or chat via the Greenlight app.
Yes! Current Greenlight users with an APL FCU checking account are eligible for this offer. To link your existing Greenlight account to this offer, begin the Greenlight registration process, select “I have a Greenlight Account,” and follow the instructions. Please note that you may be prompted to downgrade your plan if you are currently enrolled in a higher-tier Greenlight plan.
*The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
APL Federal Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their APL Federal Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms at greenlight.com/promotionsgeneralterms for details. Offer ends 9/25/2028. Offer subject to change and partner participation.
Card images shown are illustrative and may vary from the card you receive.
If you are currently an APL FCU member, please sign into Digital Banking to open new accounts and/or apply for a loan.