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Our Certificates of Deposit (CDs) offer a safe and reliable way to get guaranteed returns, helping to maximize your money.
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As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
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In-depth lessons and resources to help you dive into the financial topics you care most about.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
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Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
We wanted to share an update on the status of our McGaw Branch’s temporary closure following the recent flooding that occurred on July 17, 2025. The water remediation process is now complete, and we are moving into the rebuilding phase.
While we do not have a definitive reopening date, we anticipate the branch will remain closed for at least the next 2-3 months as we work to return to full service.
In the meantime, you can continue to take advantage of our digital services such as Online and Mobile Banking (including features such as Zelle®, mobile deposit, and external transfers). Our Main Office Branch (11050 Johns Hopkins Rd, Laurel, MD 20723) is open for regular business hours. Our McGaw Branch staff are working alongside staff at our other branches to assist members.
We want to thank you again for your patience and understanding as we work through this unexpected situation. Updates will be provided as more information becomes available. We look forward to welcoming you back to McGaw as soon as it is safe to reopen.
With these apps, you don’t have to worry about finding an ATM or carrying a wad of cash at all times. Instead, P2P apps are typically linked to your bank account and let you send or receive money instantly.
Win-win, right? Well, yes and no. There is no denying the speed and convenience of P2P apps. But they aren’t risk-free, so make sure you’re aware of potential pitfalls before you hit Send.
