Cash Back Rewards Visa

No. Once your card is activated you will begin to earn points on eligible purchase.

Your points balance from our old rewards program will carry over to the new program.

No. Points are earned on all eligible purchases online or in-person at national and local retailers.

Yes. You can earn additional rewards points when shopping at participating retailers. We’ll send you more info once our card conversion process is complete.   

You will be able to view your points balance directly within Digital Banking or our mobile app. You will also be able to redeem your points for cash directly through the desktop or mobile app.

Once you complete the online redemption form, the money will be deposited directly to your APL FCU Savings, within 10 business days.

No. Unlike some other rewards cards, you never have to worry about your points expiring.

No. We’ve increased the rewards, not the fees. As always, your Rewards Card has no annual fees, transaction fees or cash advance fees, plus a 30-day grace period on purchases.

*During each cycle period, the total of your eligible purchases is rounded up or down to the nearest dollar. You’ll then receive 1.5 points per dollar spent. Eligible purchases include online and in-person purchases made on your Rewards Card at national and local retailers. Cash advances, balance transfers and cash equivalent transactions do not earn points.