Surcharge-Free ATM Locator

With more than 30,000 ATMs, CO-OP ATM Network provides APL FCU members with surcharge-free access to their money.

CO-OP ATM Network

Nationwide Branches & ATMs

Over 30,000 Surcharge-free ATMs

That’s more than most of the biggest banks. And it includes selected locations where you shop, like 7-Eleven, Circle K, Costco, Publix, Dunkin Donuts, and many regional convenience store locations.

Locate Nearby ATMs and Shared Branching Locations

The CO-OP Locator app from CO-OP Financial Services makes it easy for smartphone users to locate any of over 30,000 surcharge-free CO-OP ATMs.

The CO-OP Locator is available for download on Google Play and iTunes stores.

Allpoint Logo

With more than 55,000 ATMs, Allpoint provides APL FCU members with surcharge-free access to their money.

Allpoint Facts

  • America’s Largest Surcharge-Free ATM Network
  • Over 55,000 surcharge-free ATMs located throughout the U.S., Canada, Mexico, Puerto Rico, the U.K. and Australia
  • 1 out of every 12 ATMs in America is an Allpoint Surcharge-Free ATM
  • Allpoint ATM locator  available within the APL FCU Mobile App
  • Convenient locations: Allpoint ATMs are Located in National and Regional Retailers such as Target, Costco, CVS, and Walgreens. Be sure the ALLPOINT logo is on the machine before using it

ATM transactions at APL FCU proprietary machines are also free, and you can also use your card for unlimited free Point of Sale (POS) transactions. PINs are issued with each Debit Card, and can be changed by visiting any APL FCU branch location.

Balance inquires done at Non-Proprietary ATMs may be subject to a fee by the machine’s owner. If asked if you would like to see or have your balanced printed on a receipt, please select No or Main Menu to avoid any fees. Balance inquiries from an Allpoint ATM machine may incur a transaction fee. Please double check the machine to be sure it has an Allpoint sticker before using it.