12 Months for 4.07% APY* !
Our Certificates of Deposit (CDs) offer a safe and reliable way to get guaranteed returns, helping to maximize your money.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Not a Member? Join Today!
As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
Financial Education with Banzai!
In-depth lessons and resources to help you dive into the financial topics you care most about.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
12 Months for 4.07% APY* !
Our Certificates of Deposit (CDs) offer a safe and reliable way to get guaranteed returns, helping to maximize your money.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Not a Member? Join Today!
As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
Financial Education with Banzai!
In-depth lessons and resources to help you dive into the financial topics you care most about.
Routing Number #255077998
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Home | Apple Ford
If you have a vehicle in need of service or repairs, you are eligible for a 10% discount at Apple Ford Lincoln as an APL FCU member.
Apple Ford Lincoln has been doing business in Columbia since 1993. Located right next door to our Columbia Branch, they’ve been a wonderful neighbor to us for over 20 years, making the new and used car buying process easy for our members, while also supporting numerous charitable activities in our community.
Be sure to mention at the time of your appointment that you are an APL FCU member to receive the discount*. Whether you purchased your vehicle at Apple Ford Lincoln or from another Ford Lincoln dealership, they can handle all your scheduled maintenance and repairs.
Don’t have a Ford or Lincoln vehicle? Apple Ford Lincoln can service most vehicle makes and models.

Apple Ford’s service lanes are open M-F from 7:00 am- 7:00 pm, and on Saturdays from 7:00 am to 4:00 pm. Appointments are requested – please call 443-539-1300 to speak with a service advisor directly or use the EZ Appointment Scheduler.
*APL FCU members may be asked to verify their membership, by showing a membership card or an APL FCU credit or debit card, to receive the discount. Some restrictions may apply. Contact Apple Ford’s service department at 443-539-1300 for more information.
If you are currently an APL FCU member, please sign into Digital Banking to open new accounts and/or apply for a loan.