Should my spouse work?

This calculator is designed to help you see the financial impact of adding, or removing, a spouse's income to your household. As with any decision of this type, there are many factors to consider, but knowing your finances is a good place to start. This calculator uses the withholding schedules, rules and rates from IRS Publication 15.


APL Federal Credit Union
11050 Johns Hopkins Road
Laurel, MD

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800.367.5796 · 11050 Johns Hopkins Rd. · Laurel, MD 20723

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.