APL Federal Credit Union

Refer & Refill
Refer New Members and You Could Win $300 in FREE GAS!

Who doesn't need a little relief at the pump these days? With gas prices that seem to rise on a daily basis, we thought we would help members out by introducing our " REFER & REFILL" Program. Refer eligible members to join the credit union and once they join, you both will be entered for the following drawings:

MONTHLY DRAWING
Each month we will draw names for two winners. Each will receive a $50 Gas Card.

QUARTERLY DRAWING
In addition to the monthly prizes, a quarterly name will also be drawn for a $250 Gas Card.

INCREASE YOUR ODDS
Refer as many people as you can. Anyone that Lives, Works, Worships or Attends School in Howard County, MD may join the Credit Union. Your family members may also join, even if they live in a different county or state. As your number of joining referrals increase, your odds of winning the gas cards will also improve. Simply refer eligible members with the downloadable referral card and encourage them to join. Entries must be received before December 31, 2008.

VALID ENTRIES
Existing Member/ Individuals - One entry per each qualified referral - Existing member must be in good standing with the credit union - Must be 18 years of age or older - No Limit to the number of entries - Will be entered for Monthly and Quarterly drawings - Staff and Volunteers are excluded from drawings		New Individuals - Must be a new individual to Credit Union - Must be 18 years of age or older - Must open Savings Account with Checking and Online Statements (aggregate account balance of $100) or a Qualified Loan - One entry given per New Account Number - Will be entered for Monthly and Quarterly drawings

START REFERRING TODAY!