COMMUNITY
SHRED DAY
This Saturday members and non-members are invited to shred financial statements, receipts, invoices and other personal documents, with a limit of two boxes (no bigger than 16 inches long, 13 inches wide and 10 inches high) per person while truck space is available.

Personal shredders and many other
prizes will be given away on this day.

 

 

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"BOOKS ARE FUN" FAIR

Come join us at the 5th Annual “Books Are Fun” Fair in the APL Federal Credit Union Main Office lobby: Friday, November 2nd, from 10:30 a.m. to 4:00 p.m. Choose from more than 300 titles and gift items and save up to 80% off retail. You'll find best sellers, children's educational and story books, inspirational titles, cookbooks, crafts, gardening books, music CDs, specialty titles, and gift items (photo albums, planners, stationery, bookends, etc.). Get a jump start on your holiday shopping. You'll find something for everyone on your shopping list without the hassles of a crowded mall.

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YOU'RE SAFE WITH THE
ALLPOINT LOGO
You may have heard that Bank of America has implemented their new ATM surcharge-fee hike this month to $3. Being an APLFCU member and having access to over 32,000 surcharge-free ATMs across the country, you shouldn't fall victim to this increase. Just go to aplfcu.org and search for the closest ATM location based on zip code.

Do you still have family members or co-workers that are frustrated with silly bank fees? Do you find it hard to convince them of how credit unions give better service without all the hidden fees or penalties? Have them take a look at this article from MS Money entitled "Ditch your bank for a credit union." We would love to show them how banking should be done. They can join online or by stopping by any branch. Help us spread the word about the credit union differences.

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NEW PERSPECTIVES ON RETIREMENT
Old rules of retirement do not apply anymore, but new opportunities abound. Baltimore-Washington Financial Advisors (BWFA), a Fee-Only advisory firm, and a panel of APL retirees, will give you insights and valuable advice on successfully navigating the transition to retirement. Don’t miss this opportunity to hear firsthand what you most need to know about retirement.

Please join us for this FREE seminar on Wednesday, November 7th from 7:00 – 9:00 p.m. in Parsons Auditorium (Applied Physics Laboratory in Laurel, MD). Please register on the BWFA site at bwfa.com.