APLFCU’s “Five Star” Mortgage offers the affordability of an ARM with the security of a fixed rate. Unlike a standard 5/1 ARM that can adjust yearly after the initial five-year introductory rate, the Five Star Mortgage is a 5/5 ARM that adjusts only once every five years.

The Five Star Mortgage's features include:

A great Low Rate and Zero Points

One rate up to $750,000, jumbo loans included

Held and serviced by APLFCU, Not Sold

Cash out up to 80% LTV (loan to value)

Maximum rate cap of 2% per adjustment period, with a Lifetime Maximum of 5%

The 5/5 format means only One Adjustment Period in the First 10 Years

APLFCU has limited funds allocated for this mortgage promotion. Rate Subject to change. This is a first come, first served offer (strictly enforced) while proceeds last. Some restrictions may apply. Contact our Loan Department for more information.