Secured Loans

Savings Account Secured Loan

Get the lowest fixed or variable rate and be approved automatically when you borrow against your APLFCU Savings or Certificate.

• Minimum loan is $100, maximum loan is the amount of your deposit pledged
• Repayment term up to ten years for a variable rate and five years for a fixed rate
• Repayment for a certificate secured loan up to three years, or the remaining term of the certificate
• Single payments available for terms less than six months
• Fixed rate is 2.25% above the Regular Savings rate for pledged savings accounts
• Fixed rate is 1% above the rate on CDs that are pledged

APPLY ONLINE