Can I Join APL Federal Credit Union?
If you live, work, worship or attend school in howard county - you may join. Once you are a member - your family members may also become members.

Why Should I Join?
APL Federal Credit Union is dedicated to providing its members quality financial services with a competitive edge, while ensuring the safety and stability of financial assets.

We are Howard County's Community Credit Union and have been serving members since 1954. We offer convenient, superior, innovative financial services delivered with a personal touch and designed to meet all of your financial needs. Join today and enjoy all benefits of membership.

		SUPERIOR MEMBER SERVICE
		LOWER LOAN RATES
		HIGHER SAVINGS YIELDS
		37,000+ SURCHARGE-FREE ATMs
		FREE CHECKING (no strings)
		FREE ONLINE BANKING
		BILL PAY SERVICES
		DRIVE-THRU HOURS

Request More Info or Sign Up
If you would like to get more information about memberships, please request our GUIDE to MEMBER BENEFITS.

If you are ready to join, please fill out our ONLINE APPLICATION. A few days after you will recieve your membership information in the mail with directions on how to fully open your new accounts.

If you are ready to join and to move your accounts from other financial institution or change your direct deposit information, please use our SWITCH KIT for a smooth transition.

Note: All new membership requests and accounts are verified through ChexSystems,
a national network of member banks and credit unions that validate
identification and report on current and prior account mishandling
(i.e. fraudulent activity, account closures, overdrawn activity, and monies owed).